Investing in post office is considered quite safe. Because this investment also depends on market risk. Along with this, you get great returns by investing in it. It is necessary to take care of this thing before investing anywhere.
Post Office Schemes Update: It gives excellent returns. It should be right according to the inflation of the time. If you want to get high returns on a small investment then you can invest in the Post Office Gram Suraksha Scheme. This is a risk free investment scheme.
If you want to save a huge amount of money for the upcoming tax year, then Post Gram Suraksha Scheme is a great investment scheme. In this scheme, you will get a fund of about 35 lakhs on investing about 1500 rupees every month.
If you too want to invest in the Gram Suraksha Scheme of the Post Office for your children’s education, buying property, marriage expenses in the future, then let us tell you about some special features of this scheme.
In this scheme of post office, your age should be between 19 years to 55 years. Along with this, you should also have citizenship of the country. In this, you will get a minimum insurance amount of Rs 10 thousand. At the same time, the maximum insurance amount will be Rs 10 lakh.
You can invest in this scheme on a monthly, three-month, six-month or yearly basis. If you miss the premium payment, you can make the payment within 30 days. You get a loan facility in this. After buying the policy, you also get a loan facility after 4 years of premium payment.
How much return do you get in post office scheme
If you buy a policy of Rs 10 lakh at the age of 19, then you will have to deposit Rs 1515 monthly at the age of 55, Rs 1463 at the age of 58 and Rs 1411 at the age of 60. The investment will yield Rs 31.60 lakh at the age of 55, Rs 33.40 at the age of 58 and Rs 34.60 lakh at the age of 60.
